Under Daily Hospital Cash feature, an individual is covered at the time medical emergency. The policyholder gets a fixed amount of money on each day during the hospitalisation. The pay out for daily cash allowance by your insurance provider is excluding the total hospitalization expenses. You are free to use this allowance as you need them. Since it is not related to health insurance policy, you can claim both the health insurance policy and as well as the daily hospitalization cash.
Difference between Mediclaim Policy and Daily Hospital Cash Plan? These two terms are totally different, so don’t confuse. The below passage explains the difference between Daily Hospital Cash Plan and Mediclaim plan.
L&T Health Insurance Plan Health insurance policies offered by L&T General Insurance Company are the most selling insurance products in the market. It provides protection to your life by providing the best medical assistance in case of medical emergency. The health insurance policy covers the cost of hospitalization in case of medical emergency. L&T Health insurance policy provides different kind of coverage and benefits to its policyholder, for example, it covers hospitalization expenses, tax benefits, pre and post hospitalization expenses. Some Amazing Benefits Offered Under L&T Health Insurance Policy Health Insurance L&T health insurance plan provides some amazing benefits when you meet with a medical emergency. It helps you avoid financial stress when you meet with a medical emergency. Cashless Treatment – under its health insurance plan you can avail cashless treatment at its network hospitals. Ambulance Charges – this health insurance plan also provides ambulance charges incurred due to hospitalization. Daily Cash Allowance – This feature does not offer a sum assured amount. When you choose for a Daily Hospital Cash Allowance Plan, you also need to select how much amount you need as a daily benefit. This could range between Rs. 500, Rs. 1,000, Rs. 1,500 and upwards. The premium for this benefit depends up on the amount you choose under your plan. Per and Post Hospitalization – L&T health insurance plan covers the pre and post-hospitalization expenses prior 60 days of the hospitalization and 90 days after the discharge. While buying any health insurance plan form the market, it is important to know some important factors. Consider the following tips before buying a health insurance policy form the market:
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