Royal Sundaram offers unparalleled health insurance plans that have a wide health coverage at affordable prices. Royal Sundaram Health Insurance called Lifeline is an individual and family covering insurance policy that is easy to comprehend and buy. It covers you and your family for most of the medical calamities that might one might incur. An Overview of Royal Sundaram Health Insurance or Lifeline With access to the Royal Sundaram Health Insurance Login one can easily check out the options they offer to their clients. When one wants to insure their family, all one has to do is match the Royal Sundaram health insurance premium chart to the eldest person in the family and decide on the best suited plan. Before opting for this insurance policy let us look at some of the basic criteria that it covers. Why should you buy Royal Sundaram Health Insurance Lifeline? It offers benefits such as:
Features & Benefits of Royal Sundaram Health Insurance Lifeline Plan Apart from the regular covers like inpatient care, pre-and-post hospitalization expenses, it also covers vaccination expenses from animal bite, global emergency hospitalization and treatment of 11 critical illnesses excluding Canada and US. There is also a 7.5 percent discount on two year policy and 12 percent discount on a 3 year policy. For further details, contact the company’s customer care. What is the eligibility criteria to avail the insurance?
What are the inclusions or fine print in the insurance?
What are the exclusions or fine print in the insurance?
For more information, check the prospectus. Documents Required for Medical Reimbursement
How to make a claim?
For cashless facility
For reimbursement facility
For international treatment claims, refer to the company’s website for more information and clarification.
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Accidents occur out of nowhere, a serious injurious or in worse cases, death could have serious financial consequences for one’s family. Financial security to your family in these situations is what accidental insurance plans provide. Overview of the Accidental Insurance Plan Many people generally opt for a lifetime Insurance Plan by Future Generali but a personal accidental insurance plan is more recommended as the person insured will be covered at a nominal premium rate. Covering the person in case of small injuries and loss of income as well. Normal life insurance plans do not cover these factors.. The entry age for the Insurance plan is 18 years to 70 years with a lifetime renewal option. For children 5 years to 25 years can be covered as dependents. The returned sum from the accidental insurance plan can be 100% to 1% depending on the type of injury that the policyholder or the members of the policy have sustained. 100% sum assured being for serious injuries like death while 1% per week for temporary total disablement. Why to buy Personal Accident Insurance Plan by Future Generali?
Key benefits and features of accidental insurance plan include a cashless claim network where there is a cashless claim service over 1000+ authorized network across India. There is a discount available for policyholders who are buying large sum policies there is a discount available up to 40 lakhs. A personal discount of Rs. 50 lakhs only for registered owner is also included in the benefits of buying Accidental Insurance Plans. Inclusions of Accidental Insurance Plan
There are many ways in which an Individual can apply for Accidental Insurance Plan from future Generali. They can log onto the company website and opt for the health Insurance plans that suits them the best. Individuals that are interested in the accidental insurance plans can call the Sales helping of the company and ask customer care how to go over the process of getting a policy. Claims Process for Accidental Insurance Plan At Future Generali, there is an in-house claim settlement team that processes claims within 14 working days from the time of receiving the completed claim documents. This team can also give specialized advice on how to go about the claiming process. For periodic updates one needs to mention their mobile and email-id so that they can follow their claims process. For getting claims for this Accidental Insurance Plan there are certain documents that are required to be submitted. These documents include the filled-up claims form that must be signed by the policyholder, a medical certificate from the medical center/doctor, a summary from the nursing hospital and also the original discharge card. Consultation of the Doctors history along with all ordinal reports, cash memos from the pharmacies/hospital along with proper prescriptions. The Medico Legal Certificate given for accidents. Rising medical care costs are the major reason why you need to buy Mediclaim policy for your family in the year 2017. Medical care costs are continuously rising every day, which becomes unbearable for middle class people in our country. A Mediclaim plans help you to manage your financial requirements at the time of medical emergency.
It is true that no one can predict about such uncertainties of life, but all you can do is that be prepared for any such unfortunate events that needs huge sum of money. As you are already stepped in to the year 2017 with lots of new resolutions, it is advised to add one more resolution to your list, which is buying a Medicalim policy for your family. It is very mandatory to protect yourself from the financial loss in case you or your family member meets any medical emergency. The best Mediclaim plan is one which offers right type of insurance coverage and benefits at nominal premium value according to the need of the individual. While selecting a family floater plan for your family amongst the wide range of products available in the market, you need to care about few important things that are given below: Best Family Floater Health Insurance Plans An individual Mediclaim policy provides coverage to you and your family health that offers financial protection against several the medical emergencies. So, if you don’t want to lose your saving or avoid a hole in your pocket due to any medical care requirement by you or your family, you should buy the best family floater health insurance plan in the market. When you and your family are covered under a family floater health plan there is no need to buy Mediclaim Insurance policies for every member of your family. The matter of the fact of buy a single mediclaim policy over a family floater plan is that it is much more nominal than buying individual plan for different members. The premium of Mediclaim Health insurance plan depends up on the number of family member that are covered under the policy, the age of the family members like it considers the age of most senior member. It offers you the sum insured limit for the whole family up to Rs.10 lacs. Benefits of Opting Family Floater Health Insurance Plan Cashless Treatment Allowance This is one of the most important coverage you should look for while buying a family floater health insurance plan for your family. This feature under a health insurance plan allows you to avail cashless treatment at network hospitals of the insurance company. Nominal Premium All the important coverage and benefits that are required by you should be available under a family floater plan that you are buying. But make sure you check the premium amount before you buy the plan. Pre Existing Diseases Family floater health insurance plan also provides coverage for pre-existing diseases after certain waiting period. Claim Settlement Procedure Claim settlement procedure of the insurance company should be very simple and easy. For your convenience I am listing the name of top family floater plan available in the market. But before selecting any plan from the list make sure that you compare these plans on the basis of coverage, benefits and premium. List of Top 5 Family Floater Plan in India 2017
Living with Diabetes is an uphill climb, especially in India where health care is not government-sponsored. Getting a sound health insurance plan is important. But this is not an easy task. Why? Because Diabetes is, unfortunately, not a disease which runs its course eventually. It is an illness that takes permanent residence in your body. It is a disease which takes permanent residence in your body. What’s more, once it settles in, it begins to do its real job. And that is to wreak havoc on all other vital systems.
Long-term complications include kidney failure, stroke, heart disease and eye damage. This is another reason why even the most accommodating insurance companies shy away from providing a comprehensive diabetes insurance plan. Don’t be disheartened. Even though Diabetes is labelled a “high risk” condition, the good news is that it can be controlled. The better news is that there are a few plans which cover it. Now breathe easy and read on. Which types of Diabetes are now covered by health insurance plans? Here, we have the best news for you. Insurance plans nowadays, e.g. Apollo Munich Health Insurance, cover the most common type – Type 2 Diabetes. In addition, this plan also covers Impaired Fasting Glucose (IFG), Impaired Glucose Tolerance (IGT) and/or Hypertension. Appropriately titled their Energy Health Insurance Plan, it offers coverage from Day 1 itself for all hospitalisation due to this condition. What more can a patient ask for? What is wonderful about it is that it’s not only a passive insurance plan. It is more of a wellness plan to monitor your health continuously. Any Diabetes patient will attest to how important this is in their fight to control this disease. They further sweeten the deal by offering 25% discounted premiums if you can show that you manage and control your diabetes well. This is a wonderful double-edged benefit. Not only will your premiums cost less, but you have also taken giant leaps towards better health. Who all are eligible for this plan? This plan covers a very wide demographic, as this disease can strike at any time in one’s adult life. Since its effects are far-reaching and all-encompassing, it is even more important to be financially secure. Eligible ages are as low as 18 years and as high as 65 years. Let’s check out some benefits of this life-saving plan The sum insured ranges from 2 lakhs to 10 lakhs. This often proves enough to cover a host of life-saving procedures and medication. Even though we mentioned this one, it’s so important that we will say it again! The plan offers coverage of all hospitalisation due to Diabetes and Hypertension FROM DAY ONE. We highlighted this for good measure. If we had neon lights, we would have inserted them here. There are two variants to the plan – Gold (wellness test costs included) and Silver (without wellness tests). While the Silver plan is comprehensive in its own right, the Gold plan leaps above and beyond what a good insurance plan ought to be. And why not? Managing Diabetes is not short term. It is a permanent way of life. It has to be monitored and controlled for years on end. If one’s health plan assists in this, what’s not to love about it? The Gold plan thus offers an entire ecosystem of help in controlling this uninvited disease. A personal health coach will guide you throughout the term of your plan. He/she will prescribe the right diet, lifestyle and fitness plans tailor made to suit you. You will have access to a dedicated central helpline to guide you and resolve any concern. Now, help is just a phone call away. Control over your Diabetes is impossible without a steady stream of health supplements, monitoring machines and foods. Your plan offers you a health marketplace with hard-to-resist discounts on all items. You will be provided access to a wellness portal which stores all your medical records and history for quick access. Apollo Munich understands that your valuable time and energy should be spent taking care of yourself. They have removed all hassle from contacting them and offer many channels to touch base easily. They offer a live chat on their website during regular operational hours. In case you missed this, drop them a message, and they will call you back. Apollo Munich Health Insurance renewal is a dream. It’s an easy process with minimal steps on their website. Let’s sum up a few of the salient features from the Apollo health insurance reviews: Types of Diabetes covered Type 2, Impaired Fasting Glucose, Impaired Glucose Tolerance, Hypertension Eligible age 18-65 years Cashless claims Yes Tax benefits Yes, under section 80D Waiting period for claims None for Diabetes complications Renewal period 1 year |