Accidents occur out of nowhere, a serious injurious or in worse cases, death could have serious financial consequences for one’s family. Financial security to your family in these situations is what accidental insurance plans provide. Overview of the Accidental Insurance Plan Many people generally opt for a lifetime Insurance Plan by Future Generali but a personal accidental insurance plan is more recommended as the person insured will be covered at a nominal premium rate. Covering the person in case of small injuries and loss of income as well. Normal life insurance plans do not cover these factors.. The entry age for the Insurance plan is 18 years to 70 years with a lifetime renewal option. For children 5 years to 25 years can be covered as dependents. The returned sum from the accidental insurance plan can be 100% to 1% depending on the type of injury that the policyholder or the members of the policy have sustained. 100% sum assured being for serious injuries like death while 1% per week for temporary total disablement. Why to buy Personal Accident Insurance Plan by Future Generali?
Key benefits and features of accidental insurance plan include a cashless claim network where there is a cashless claim service over 1000+ authorized network across India. There is a discount available for policyholders who are buying large sum policies there is a discount available up to 40 lakhs. A personal discount of Rs. 50 lakhs only for registered owner is also included in the benefits of buying Accidental Insurance Plans. Inclusions of Accidental Insurance Plan
There are many ways in which an Individual can apply for Accidental Insurance Plan from future Generali. They can log onto the company website and opt for the health Insurance plans that suits them the best. Individuals that are interested in the accidental insurance plans can call the Sales helping of the company and ask customer care how to go over the process of getting a policy. Claims Process for Accidental Insurance Plan At Future Generali, there is an in-house claim settlement team that processes claims within 14 working days from the time of receiving the completed claim documents. This team can also give specialized advice on how to go about the claiming process. For periodic updates one needs to mention their mobile and email-id so that they can follow their claims process. For getting claims for this Accidental Insurance Plan there are certain documents that are required to be submitted. These documents include the filled-up claims form that must be signed by the policyholder, a medical certificate from the medical center/doctor, a summary from the nursing hospital and also the original discharge card. Consultation of the Doctors history along with all ordinal reports, cash memos from the pharmacies/hospital along with proper prescriptions. The Medico Legal Certificate given for accidents.
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