Max Bupa is an established company in India. All of its health insurance products are beneficial to the customers. The products come in 3 different sections, plans for individuals, plans for family and extended family and fixed benefit plans. Here Is an Overview Of The Max Bupa Insurance Plans The Heartbeat plan can be bought for an individual, a couple, a nuclear family or an extended family. However, the variants and sum assured for any plan are different and customizable. You can read a Max Bupa Health Insurance review for heartbeat policy here. The Max Bupa Health Companion Health Insurance plan comes with the deductible option. Why to Buy The Max Bupa Health Assurance Insurance Plan? Max Bupa Limited provides the best health insurance policies in India. The fixed benefit plans are named Health Assurance Insurance Plans. These plans each cover three different coverage options. 18 to 65 years is the eligible age range for the customers. The first one is CritiCare, with which you can get financial help if you have been diagnosed with a critical illness. But the illness has to be among the 20 listed in the terms of the policy. With AccidentCare, you can get monetary respite if you have been permanently disabled in some way. The HospiCash option can be selected if you want a daily cash benefit. Children between 5 and 21 years can also avail AccidentCare and HospiCash Health Assurance policy. The Unique Features and Benefits
Eligibility The eligibility in terms of age is mentioned above. But some eligibility terms stand for the benefits as well. You can read all the terms and conditions on the website before buying. Inclusions The coverage and inclusions for each plan are different. For instance, the heartbeat plans include maternity benefits, and the companion plans include pre and post hospitalization expenses. The Max Bupa Health Insurance plans are income tax deductible. Read Exclusions Carefully There are some cases in which your insurance claim will be disapproved. These exclusions are common to each plan and clearly mentioned while buying the policies. Some of those are drug abuse, cosmetic surgery, sexually transmitted diseases and psychiatric conditions. You can view the whole list in the Max Bupa Health Insurance brochure. Documents Required If you are hospitalized in one of the 3500 hospitals that Max Bupa has a tie up with, you will not require many documents. But for reimbursement claim in any other hospital, Max Bupa Health Insurance claim form is a major document required during the process. Claim Process The procedure is not very difficult. This link will give you all the information that you will need. Or you could look at any Max Bupa Health Insurance review to know more.
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