The health insurance market offers you an array of options in terms of health insurance policies. This, in turn, leads to a state of chaos and an individual ends up purchasing a random plan.
When it comes to choosing the best health insurance policy, you should prefer going for a plan offered by one of the oldest and most reliable insurers in India. To help you the right plan, we have compared two plans below, offered by two of the oldest insurers in the country: L&T Health Insurance and Oriental Health Insurance. L&T Health Insurance L&T Health insurance is a product of L&T General Insurance Company Limited – a subsidiary of Larsen & Toubro Limited. The company offers health insurance products, aiming at providing customer-centric service to its increasing number of customers all over India. Its insurance products cover a range of small, medium, and large- scale business enterprises. Offering products in both rural and urban areas of the country, L&T health insurance is renowned for its micro-insurance policies. The following are its health insurance plans offering coverage for an individual: my:health Medisure Classic Insurance A health insurance plan that offers basic coverage, i.e. hospitalization expenses to insured with the following features:
my:health Medisure Prime A health insurance plan that offers basic coverage, i.e. hospitalization expenses inclusive of critical illness, if any. The following are the features:
These are health insurance plans for an individual offered by L&T health insurance. In terms of coverage, these plans are quite beneficial and are almost comprehensive. Oriental Health Insurance Oriental health insurance is a product of The Oriental Insurance Company Limited that deals in non-life insurance domain only. The company was founded & established in 1947 and is one of the oldest insurance companies in India. Despite being limited to the domestic market, Oriental Insurance has is overseas presence too, i.e. in Dubai, Kuwait, and Nepal. The following health insurance plans are offered by Oriental health insurance for an individual: Individual Mediclaim Health Insurance This health insurance policy by Oriental insurance covers medical expenses of the policyholder on an individual basis. The following are the features:
The Verdict There is a strong belief in our minds, which says that the older the insurer is the better and more reliable its products are. However, you must always compare various plans online before purchasing one.
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