HDFC ERGO general insurance company offers multiple health insurance plans for people with different requirements in terms of health coverage. The coverage offered by these plans ranges from an individual to the whole family at an affordable price of the premium.
The following are the plans under the category of health insurance: Health Suraksha, Health Suraksha Gold, Health Suraksha Regain, Health Suraksha Top Up Plus, Critical Illness Insurance, and Critical Illness Platinum. HDFC ERGO health insurance allows you to purchase a health plan online, in a few clicks of your mouse. With these plans, you can ensure the safety of your family and you whether it’s a normal hospitalization or because of a critical illness. Below is the description of Critical Illness Insurance plan by HDFC ERGO: Critical Illness Insurance This health insurance plan ensures the safety of your health and gives you financial protection, thereby offering you a lump sum amount to avoid a financial crisis. The policy offers you cashless hospitalization at a wide range of network hospitals across the country. Despite this, below are the primary features of the policy: Key Features
Coverage HDFC ERGO health insurance offers a lump sum benefit on the first diagnosis of a critical illness subject to a period of 30 days of survival. The following illnesses are covered:
Despite various inclusions, this critical illness insurance plan has various exclusions too. Below is a list of exclusions:
Critical illness insurance, typically, comes as a rider with health insurance policies to cover medical emergencies like cancer, heart attack, paralysis, stroke, kidney failure etc. Check with your insurer if your policy has such benefits. If not already, do ask for the coverage, especially if you are in your 60s.
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